Looking to earn a fixed income via crypto? Here are 5 major platforms

Over the past two years throughout the pandemic, many have made money investing in cryptocurrencies. However, over the past few months, most digital tokens have fallen amid expectations of US interest rate hikes as inflation hit multi-year highs. These factors have pushed investors to look for more passive ways to gain crypto space. .

One way to do this is to earn interest on a crypto savings account. It works much the same as a traditional certificate of deposit, where depositing tokens into a crypto savings account is rewarded with an interest rate.

It should be mentioned here that given the high volatility of cryptocurrencies over the past few years and their recent price performance, the potential erosion of cryptocurrency capital may exceed the interest earned on crypto savings accounts. .

There are plenty of options to choose from, so here are five of the best crypto savings accounts available.


Aqru is a user-friendly platform that supports a range of assets – all of which offer a solid annual percentage return (APY).

This includes 7% per annum on Bitcoin and Ethereum deposits – one of the best rates around. Aqru also offers more stability for stablecoins, with a return of 12% per year.

Aqru offers great flexibility as interest accounts on the Aqru platform come with no minimum repayment period.


Crypto.com is one of the best savings accounts for earning interest on stablecoins. For the uninitiated, stablecoins are crypto pegged to a fiat currency like the US dollar, which makes volatility non-existent.

Crypto.com savings accounts offer a higher APY, if you agree to a longer lock-up period and a minimum number of tokens.


BlockFi has a reputation for being one of the most secure crypto savings account providers. Launched in 2017, BlockFi focused on providing a safe way to earn interest on your crypto investments.

BlockFi claims that a large majority of customers’ digital funds are kept in cold storage at various locations. Additionally, BlockFi ensures that all users go through an identification process before they can use any of its services.


Binance is ideal for high interest crypto savings accounts. Currently, a number of digital currencies can be deposited with Binance at over 100% interest per annum.

Binance also supports many crypto assets in large and mid-cap projects, which is great for diversifying cryptocurrency earning goals.

Additionally, users can choose from a variety of lock terms. For example, some tokens can be locked for 10, 30, 60 or even 90 days. Alternatively, users can also choose a flexible savings account, which means they can withdraw at any time. For example, a Bitcoin savings account earns 5% per year.


One of the most well-known crypto companies, Coinbase is extremely user-friendly and offers one of the strongest security protocols.

Coinbase is now a publicly traded company, which means it is regulated in the United States by the SEC (Securities and Exchange Commission).

In terms of security, users have to go through two-factor authentication when logging in. Additionally, 98% of customers’ digital assets are kept offline in cold storage, minimizing the risk of theft.

Coinbase is one of the best when it comes to offering a safe and secure way to earn interest on crypto investments.

Risk Disclosure: Trading cryptocurrencies involves high risks, including the risk of losing some or all of the amount of your investment, and may not be suitable for all investors. Cryptocurrency prices are extremely volatile and can be affected by external factors such as financial, regulatory or political events. The laws that apply to crypto products (and how a particular crypto product is regulated) may change. Before deciding to trade financial instruments or cryptocurrencies, you should be fully informed of the risks and costs associated with trading in the financial markets, carefully consider your investment objectives, level of experience and appetite for the risk, and seek professional advice if necessary. Kalkine Media cannot represent and does not warrant that the information/data available here is accurate, reliable, current, complete, or appropriate for your purposes. Kalkine Media declines all responsibility for any loss or damage resulting from your discussions or your reliance on the information shared on this website.

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